{"id":132,"date":"2023-08-29T04:00:00","date_gmt":"2023-08-29T10:00:00","guid":{"rendered":"https:\/\/www.commercialoneinsurance.com\/blog\/?p=132"},"modified":"2023-08-29T12:53:31","modified_gmt":"2023-08-29T18:53:31","slug":"new-homeowner-know-the-facts-about-home-insurance","status":"publish","type":"post","link":"https:\/\/www.commercialoneinsurance.com\/blog\/new-homeowner-know-the-facts-about-home-insurance\/","title":{"rendered":"New Homeowner? Know the Facts about Home Insurance"},"content":{"rendered":"<p>You&rsquo;ve finally found the home of your dreams and are ready to take the plunge to become a homeowner. In addition to the right home loan and the right home insurance coverage to protect your valuable investment. By knowing the facts about home insurance, you can choose wisely. Working with a reputable insurer like Commercial One Insurance Service in Burlingame, CA&nbsp;is essential to getting quality coverage to protect your property.<\/p>\n<h2><strong>Home Insurance Facts Every Homeowner Should Know<\/strong><\/h2>\n<p>As a new homeowner, you may have misconceptions about home insurance &ndash; what it is, what it does, and why you need it. These aspects are covered in the following home insurance facts:<\/p>\n<ul>\n<li>Home insurance offers dwelling, property, and liability coverage to protect your home, personal belongings, and assets from financial loss.<\/li>\n<li>Dwelling coverage protects your home structure against damage or loss from covered perils like fire, vandalism, lightning strikes, hailstorms, and other natural disasters.<\/li>\n<li>Property coverage protects your belongings.&nbsp;This includes clothes, electronics, furniture, appliances, sports equipment, and other personal items.<\/li>\n<li>Liability coverage protects you financially against accidental injuries or property damage visitors may sustain on your property.<\/li>\n<li>If your Burlingame home has a mortgage, home insurance may be a requirement. Otherwise, it&rsquo;s your decision whether&nbsp;to have home insurance coverage or not.<\/li>\n<li>The cost of home insurance may vary depending on your chosen insurance company. Your home&rsquo;s age, size, condition, and location can also impact home insurance costs. You can shop around to find the best deal for your desired coverage. &nbsp;&nbsp;<\/li>\n<li>Standard home insurance policies do not cover flood damage. For flood protection, you need a separate flood insurance policy.<\/li>\n<\/ul>\n<h2><strong>Need Home Insurance?<\/strong><\/h2>\n<p>For quality home insurance at affordable costs, contact a local agent from Commercial One Insurance Service in Burlingame, CA.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>You&rsquo;ve finally found the home of your dreams and are ready to take the plunge to become a homeowner. In addition to the right home loan and the right home insurance coverage to protect your valuable investment. By knowing the facts about home insurance, you can choose wisely. Working with a reputable insurer like Commercial [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[7,8],"class_list":["post-132","post","type-post","status-publish","format-standard","hentry","category-home-insurance","tag-burlingame-ca","tag-commercial-one-insurance-service"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.commercialoneinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/132","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.commercialoneinsurance.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.commercialoneinsurance.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.commercialoneinsurance.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.commercialoneinsurance.com\/blog\/wp-json\/wp\/v2\/comments?post=132"}],"version-history":[{"count":1,"href":"https:\/\/www.commercialoneinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/132\/revisions"}],"predecessor-version":[{"id":133,"href":"https:\/\/www.commercialoneinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/132\/revisions\/133"}],"wp:attachment":[{"href":"https:\/\/www.commercialoneinsurance.com\/blog\/wp-json\/wp\/v2\/media?parent=132"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.commercialoneinsurance.com\/blog\/wp-json\/wp\/v2\/categories?post=132"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.commercialoneinsurance.com\/blog\/wp-json\/wp\/v2\/tags?post=132"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}