{"id":22,"date":"2019-01-28T03:00:00","date_gmt":"2019-01-28T15:00:00","guid":{"rendered":"https:\/\/www.commercialoneinsurance.com\/blog\/?p=22"},"modified":"2019-01-28T14:17:13","modified_gmt":"2019-01-28T20:17:13","slug":"do-i-need-commercial-insurance-if-i-operate-my-business-from-my-home","status":"publish","type":"post","link":"https:\/\/www.commercialoneinsurance.com\/blog\/do-i-need-commercial-insurance-if-i-operate-my-business-from-my-home\/","title":{"rendered":"Do I need commercial insurance if I operate my business from my home?"},"content":{"rendered":"<p>Working from home has so many advantages, and if you do it, you probably wonder why everybody doesn&#8217;t. If your small Burlingame, CA business is located in your home, though, you need to make sure you understand the rules about how to protect it.<\/p>\n<p>At&nbsp;Commercial One Insurance Service, we help small businesses find the coverage they need based on their circumstances. Every policy is tailored to make sure the company&#8217;s assets have a level of protection the owner is comfortable with.<\/p>\n<h3><strong>Business Property Insurance<\/strong><\/h3>\n<p>Even if you already pay rent or a mortgage, there is special coverage you can get to make sure your business equipment is covered. This will protect your computers, printers, or whatever else you use to run your business.<\/p>\n<h3><strong>Liability Insurance<\/strong><\/h3>\n<p>This is often the most important kind of insurance because even a relatively small lawsuit can have a significant impact on your business finances. Liability insurance will protect you from damages to people or property when those damages arise from dealing with your business. For example, a courier could fall while making a delivery, or a client could be injured during a consultation.<\/p>\n<h3><strong>Professional Liability<\/strong><\/h3>\n<p>If you are a professional with clients or patients, a professional liability policy could protect you for any alleged acts or omissions you make.<\/p>\n<h3><strong>Products Liability<\/strong><\/h3>\n<p>If you designed, manufactured, or even just supplied a product, products liability insurance can protect you from any accidental harm that causes.<\/p>\n<h3><strong>Business Automobile Coverage<\/strong><\/h3>\n<p>Even if you already have auto insurance, you may need to add coverage if you use your vehicles for deliveries or picking up clients.<\/p>\n<p>If you need more coverage or want to discuss the options for your California business, call Commercial One Insurance Service in&nbsp;Burlingame, CA today, and we can give you a free quote on&nbsp;a commercial insurance policy.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Working from home has so many advantages, and if you do it, you probably wonder why everybody doesn&#8217;t. If your small Burlingame, CA business is located in your home, though, you need to make sure you understand the rules about how to protect it. At&nbsp;Commercial One Insurance Service, we help small businesses find the coverage [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[7,8],"class_list":["post-22","post","type-post","status-publish","format-standard","hentry","category-insurance","tag-burlingame-ca","tag-commercial-one-insurance-service"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.commercialoneinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/22","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.commercialoneinsurance.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.commercialoneinsurance.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.commercialoneinsurance.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.commercialoneinsurance.com\/blog\/wp-json\/wp\/v2\/comments?post=22"}],"version-history":[{"count":1,"href":"https:\/\/www.commercialoneinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/22\/revisions"}],"predecessor-version":[{"id":23,"href":"https:\/\/www.commercialoneinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/22\/revisions\/23"}],"wp:attachment":[{"href":"https:\/\/www.commercialoneinsurance.com\/blog\/wp-json\/wp\/v2\/media?parent=22"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.commercialoneinsurance.com\/blog\/wp-json\/wp\/v2\/categories?post=22"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.commercialoneinsurance.com\/blog\/wp-json\/wp\/v2\/tags?post=22"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}