1601 Bayshore Hwy #339
Burlingame, CA 94010
An umbrella insurance policy provides protection above the limits of your basic policies, for example, your home, auto, or renter's insurance. Not only does an umbrella policy protect you against property damage claims and bodily injury, it also offers a much broader amount of coverage, including helping cover libel, slander, false arrest, and legal fees. If you want to discuss how an umbrella insurance policy can benefit you, call or visit Commercial One Insurance Services in Burlingame, CA, and a talented representative will be happy to help.
Your umbrella insurance policy comes into play if you're liable for an accident or injury and have to pay damages. The policy also comes into play if you're sued and need funds to pay for legal services. Your umbrella insurance only begins to pay out once your basic liability limits have been exceeded, or if the claim made against you isn't covered by your basic policies.
Almost anyone can qualify for umbrella insurance, however, your basic policies must have limits above the minimum coverage. For example, in California, the minimum homeowner's insurance policy requirement is $300,000 of liability coverage. You would need to have a coverage limit that's higher than this amount to qualify for an umbrella policy in California.
For more information on umbrella insurance in Burlingame, CA, call or visit Commercial One Insurance Services for a friendly chat with a knowledgeable professional.