When you own a small business, the stress level can be very high. Risks are everywhere. Commercial insurance gives you a safety net against some of the worst things that can go wrong. But getting commercial insurance right isn’t easy, it is components that fit together to create the perfect policy. Having an independent insurance agent who knows you and your needs is vital. At Commercial One Insurance Service in Burlingame, CA, we make it our business to know our clients and work with and for them.
Help to get you back up and running
Your commercial property insurance can be the difference between being able to rebuild and get back to work in a reasonable amount of time and not being able to afford to stay in business. When something like a fire, theft, or major storm occurs, you could lose your machinery, office equipment, and inventory. Getting the money to replace these can make all the difference when it comes to staying in business. If you own the building it would also cover those repairs but even if you rent it’s important to carry this insurance.
Keeps you legal
In the state of California, if you have any employees you must have workers’ compensation either through private insurance or through the state’s insurance fund.
Pays the bills
When a covered peril hits your business, commercial business interruption insurance makes sure you can keep your business current until you can open up again. It pays the bills, covers payroll, and can even provide income for the owners. This can be a lifesaver when tragedy strikes.
Protects your assets
A commercial liability policy protects your assets from lawsuits. It can also help with the legal fees that result from action against you.
In Burlingame, CA contact Commercial One Insurance Service for all your insurance needs.