Coverage When Your Car is Damaged on a Work Trip

Thousand of folks across the country travel every day for work. In California sales people, technical specialists, managers covering different regions and operational folks hit the highways and the side roads every day of the week to get things done and keep companies rolling. However, while companies in Burlingame, CA and elsewhere are quick to reimburse mileage or offer options for rental cars, they don’t necessarily jump to the forefront to help folks protect their cars. In fact, many companies require anyone traveling in their own car to have their own car insurance in case of liability needs or an accident. Now that’s a bit of a paradox since the trip happened due to work, but many companies in Burlingame, CA either provide their own vehicle or a rental in many cases if an employee has no car. But folks like to drive their own cars instead, so when that happens, companies shift the coverage burden to the employee as part of the convenience being allowed.

No surprise then, employees better have their own insurance up to date and ready to address travel through different areas, especially when traveling out of state for work. According to Commercial One Insurance Service, state minimum liability coverages vary, so if a person only has a basic liability coverage in place, it may not be enough for a neighboring state. Those with comprehensive coverage or a more robust policy are in a far better situation as these coverages easily address requirement differences from state to state. Commercial One Insurance Service can help if you think you’re going to need your car a lot for work and want to have the right coverage in place. Whether you’re going to be an Interstate 5 warrior or go cross-country, our experts can match you quickly to the right policy. Call today!