If you have a business in the warehouse industry, maintaining a quality reputation among clients is essential. Entrusting products with your warehouse is only part of your reputation. While accidents can happen in any department, an insurance policy for warehouse and logistics allows protection for the products stored within your facility. Your reputation is also built around how you handle accidents in which your company is liable. Commercial One Insurance Service specializes in such policies for business in and around the Burlingame, CA area and community. 

Damages During Packaging

One of the major areas prone to accidents in a warehouse is the packaging department. Sometimes products being housed for clients in your warehouse may be accidentally damaged by employees within your employment. When packaging a product, employees can potentially damage items accidentally. If so, the Warehouse and Logistic Insurance policy will cover the products damaged during the accident, and allow you to replenish products for your client successfully. 

Damages During Storage

Sometimes the employees are not responsible for damages, but the warehouse equipment is at fault. Faulty forklifts can accidentally damage products. Also, forklift drivers can potentially mishandle the forklift and drop products, ultimately damaging them. From forklift malfunctions to employee fails, liability for these damages are your responsibility as the company. Again, accidents can happen in these situations, but this policy will cover any damages and allow products to be replaced, protecting your liability and your reputation as a company to correct any damages suffered from your clients. 

Choose the Responsible Coverage Plan Today

No company wants to experience mistakes and accidents, but unfortunately, accidents do happen. Your company’s reputation is developed based on your services provided as well as your responsibility. Protect your reputation today with a Warehouse and Logistic coverage policy from Commercial One Insurance Service proudly serving the Burlingame, CA area. 

Working from home has so many advantages, and if you do it, you probably wonder why everybody doesn’t. If your small Burlingame, CA business is located in your home, though, you need to make sure you understand the rules about how to protect it.

At Commercial One Insurance Service, we help small businesses find the coverage they need based on their circumstances. Every policy is tailored to make sure the company’s assets have a level of protection the owner is comfortable with.

Business Property Insurance

Even if you already pay rent or a mortgage, there is special coverage you can get to make sure your business equipment is covered. This will protect your computers, printers, or whatever else you use to run your business.

Liability Insurance

This is often the most important kind of insurance because even a relatively small lawsuit can have a significant impact on your business finances. Liability insurance will protect you from damages to people or property when those damages arise from dealing with your business. For example, a courier could fall while making a delivery, or a client could be injured during a consultation.

Professional Liability

If you are a professional with clients or patients, a professional liability policy could protect you for any alleged acts or omissions you make.

Products Liability

If you designed, manufactured, or even just supplied a product, products liability insurance can protect you from any accidental harm that causes.

Business Automobile Coverage

Even if you already have auto insurance, you may need to add coverage if you use your vehicles for deliveries or picking up clients.

If you need more coverage or want to discuss the options for your California business, call Commercial One Insurance Service in Burlingame, CA today, and we can give you a free quote on a commercial insurance policy.

For many companies, their main inventory is in a warehouse waiting to be set to use. This is why additional warehouse and logistics insurance may be a wise choice for your business, whether you have one warehouse or many. At Commercial One Insurance Service we want to help you keep your business’ inventory protected with a full policy. We serve Burlingame, CA and the surrounding areas. 

How This Policy Can Protect Your California Warehouse Inventory

Protection of your stored physical assets in inventory is key in today’s world. Even if you take all the precautions to make sure everything runs smoothly, you cannot predict every possible occurrence from weather extremes to human error, and even malicious intent and crime. But you cannot let what may happen to keep you up at night, you have enough to think about when it comes to running our business effectively. This is where a warehouse and logistics insurance comes in. We can help you recoup your losses in many scenarios from negligence, damage, and even workers comp in some situations. When it comes to storing your inventory and planning the movement of it, we can help you reduce your risks. 

Contact us to Discuss Your Current Insurance Policy to Find Out if Your Business is Fully Covered

Call us at Commercial One Insurance Service to discuss the specific insurance needs of your business. We will help you choose a policy and policy add-ons that are a perfect fit for your company. We serve Burlingame, CA and the surrounding areas with quality insurance services, so call today for your quote to make sure you are protected in the coming year. 

A new trend in car ownership is beginning to appear more and more in Burlingame, CA and elsewhere in the state. Where the traditional method of car ownership involves a buyer purchasing a car and owning it for a long period, usually a few years to pay off the related financing, now that paradigm is changing. The new approach essentially allows a person to own a car for just as long as needed, even if just a few months. The owner pays for the car while he or she has it, and then the car can be dropped off with title relinquished and no further payments need be made.

This new approach may seem like a lease, but it doesn’t involve the restrictions that come with a lease program. And unlike a lease, you are the owner of the car. Under the new program, the vehicle gets sold back to be quickly repurchased by someone else for the same terms. The entire service is handled via computer or a phone app, and Burlingame, CA is in the heart of this trend being close to Silicon Valley.

Some might wonder if auto insurance will be denied for a car that a driver won’t be owning that long and might relinquish in a few months instead of a few years. In fact, according to Commercial One Insurance Service, it’s not that big of a deal. Policies are kept in place for the duration that a policyholder needs it or the insurer wants to provide coverage. Typically, this is renewed in cycles of a year or every six months. So regardless of no longer being stuck with a car due to long-term financing commitments, the auto insurance world still generally stays the same. That’s good news for urban drivers looking for far greater flexibility, and Commercial One Insurance Service can help frame the right policy. Give us a call today.