So your business requires a bit of travel. Maybe you do deliveries, need to bring employees to a job site, or you want to visit your clients or suppliers. You got a car specifically for that. Maybe you even decked it out in decals to advertise your business. If you take it on the road, you will need to get it insured. Because you only use this vehicle for business purposes, you may wonder if commercial insurance or auto insurance is the way to go. The answer is a little bit of both. You need commercial auto insurance.
Commercial Auto Insurance in California
If you or an employee are involved in an accident while driving for work-related purposes, commercial insurance is handy for protecting your financial assets. It’s very necessary if your business leases or owns vehicles of any kind. While commercial auto insurance may be a bit pricier compared to personal auto insurance, keep in mind that it tends to deliver much higher coverage limits. The policy limit could be as much as $500,000 up to as much as one million. Personal auto insurance is fine for commuting, but commercial auto insurance is the way to go if the vehicle is titled in a company’s name.
Contact Commercial One Insurance Service in Burlingame
If you are in the Burlingame, CA area and are in need of commercial insurance, please get in touch with Commercial One Insurance Service. Every policy is different, so you need an insurance agent to help you determine what would best suit your situation. Our helpful and courteous agents are ready to assist you.