Buying a home is one of the most significant investments you’ll make in your future. Most homeowners purchase homeowners’ insurance to protect their property and financial investment. If you live near Burlingame, CA, our team at Commercial One Insurance Service has been helping homeowners make informed insurance decisions since 1999.

Preventing Policy Nonrenewal in Wildfire-Affected Areas

Wildfires can cause significant damage to homes, and in the past, some insurance companies have declined to renew policies for homes in high-risk areas or those affected by wildfires. Fortunately, new consumer protection laws in California have been enacted to address this issue.

According to the California Department of Insurance, a one-year moratorium now prevents insurance companies from canceling or refusing to renew home insurance policies in areas declared high-risk for wildfires. This moratorium goes into effect when the Governor of California declares a state of wildfire emergency in a specific area. Homeowners whose properties have suffered less than a total loss are eligible for this protection. For homes declared a total loss, other governmental regulations provide coverage and support.

Call Us Today for Personalized Insurance Guidance

At Commercial One Insurance Service, we believe in building long-term relationships with our clients. Homeowners in the Burlingame, CA, area trust us for expert insurance advice and personalized service. Contact us today to schedule an appointment and let us help you find the right insurance coverage to protect your home and investment.