The end of the year doesn’t ease pressure; it amplifies it. The hum in your warehouse turns into a storm. Orders surge, shifts blur, stacks climb higher than they should, and everyone is in a hurry. Every movement comes with more risk. One overloaded pallet, one distracted forklift, or one spark from an overworked outlet, and suddenly your “inventory season” turns into “incident season.”
That’s why Commercial One Insurance Service works with you to review your warehouse and logistics insurance before the noise peaks.
Volume Is the Hidden Enemy
What’s really going on? December inventory loads can double your normal capacity. Racks are stuffed to the brink, forklifts go faster, and inexperienced short-term hires rush to meet deadlines. Fatigue sets in, and small errors multiply like dominoes.
A cracked pipe can turn into soaked packaging. A careless turn can dent a support beam. A single ember from a charging station can ignite the shrink-wrap. It’s a disaster waiting to happen.
Each of those moments ends in paperwork, payouts, and downtime. And that downtime? It’s what breaks your business, not the damage itself.
At Commercial One Insurance Service, we identify those potential chain reactions before they turn into actual disasters. Coverage for spoilage, transit, breakdowns, and even the human errors nobody plans for but everyone faces.
Check the Fine Print Before It Checks You
Your property coverage might be solid for nine months of the year. But what about the last quarter when your stock value spikes? Replacement costs rise, materials shift, and your limits may lag behind. And replacement costs aren’t even the worst issue; the potential for lost revenue is.
And that’s not the end of it. Did you consider cargo transitions? Once goods leave your dock, who’s liable if the truck overturns two miles away? Without the proper transit riders, the answer might very well be you. And business interruption clauses? Read them twice. Many policies intentionally hide their coverage in language that’s difficult to understand.
Audit. Adjust. Breathe.
The plan? Before the final shipment leaves the floor, pull your policy, walk the aisles, and update the values. Test every assumption you made in January, then hand it to us.
Commercial One Insurance Service helps Burlingame businesses turn possible disasters into preparedness. In logistics, the question isn’t if something breaks; it’s how ready you are when it does.
